The FERS calculator is a good first step as you develop your plan for federal retirement.

    There are three key terms we need to cover before you start:

    • Your Minimum Retirement Age or MRA is the earliest age you are able to retire as a federal employee. The calculator below requires you to input the year your were born and your estimated age at retirement.
    • Next we will verify your FERS Eligibility to retire with a full annuity based on the current OPM guidelines. To retire with a full annuity, there is a minimum age and years worked as a federal employee requirement.
    • Lastly, the FERS calculator requires an estimate of your High-3. Your High-3 is the average of your highest-paid period for 36 consecutive months. This three-year period can be at any point in your career. The FERs calculator requires an annual (12 month) salary for this calculation.
    • This calculator is for regular FERS only and does not estimate a Special Provisions annuity.
    • If you are a Special Provisions employee or do not meet FERS retirement eligibility, click here for further assistance.

    FERS Calculator

    * Indicates a required entry.

    The information contained in this article should not be used in any actual transaction without the advice and guidance of a tax or financial professional who is familiar with all the relevant facts. The information contained here is general in nature and is not intended as legal, tax or investment advice. Furthermore, the information contained herein may not be applicable to or suitable for the individuals’ specific circumstances or needs and may require consideration of other matters. RBI is not a broker-dealer, investment advisory firm, insurance company, or agency and does not provide investment or insurance-related advice or recommendations. Brandon Christy, President of RBI, is also president of Christy Capital Management, Inc. (CCM), a registered investment advisor.