At Retirement Benefits Institute, we understand that federal employees are required to make many decisions that will have permanent consequences on their futures. We have created our a list of some of our favorite book as one of the many resources to help you plan for a retirement on your terms, to pursue those things that make you happy. So break away from all those things retirement used to be, and instead, plan for a life where you can do the things you love.
Taxes and Inflation
Taxes and Inflation Taxes and inflation are the two greatest obstacles you will encounter along the path to a financially comfortable retirement. The destructive power of these two forces cannot be overstated. If you plan to live ten, twenty, or thirty-plus years in retirement, you must implement a strategy to limit the effect of these two troublesome enemies. Thankfully, we do have ways to minimize the impact of taxes and inflation, but this means being proactive in the present. Ask yourself: Do I have the right investment and tax strategies in place to offset these ongoing threats? PURCHASE>
From Success to Significance
From Success to Significance Success Is Great. But Significance Is Lasting. You’ve achieved a measure of success in the first half of life, and it’s been a thrill. But deep in your heart, you want your second half to count for something far more. Something bigger than you. Significance. You’re not alone; you’re in “Halftime.” You want to discover where your deepest passions intersect with your greatest abilities and harness them to help change the world. But what does significance look like? Because significance is within your reach, and it starts by finding the freedom to dream. Lloyd Reeb shows that if you focus on significance — using your time and talent to serve others — that’s when truly meaningful success can come your way.” PURCHASE>
Roth The Hidden Treasure
Roth: The Hidden Treasure Want to know more about Roth TSP and Roth IRA? This book is a great tool for understanding where the two are similar and how they differ. Consider when a Roth IRA may be right for you. Perhaps you are a CSRS employee nearing retirement, but you want to build up a Roth IRA. Explore an excellent tool for you – the Voluntary Contribution Program. PURCHASE>
Survivor Benefits: An Anchor for the Ones You Love
Survivor Benefits: An Anchor for the Ones You Love What happens to your federal annuity when you die? How does electing a survivor annuity affect FEHB? What are alternatives to the survivor annuity?
These are all questions that need to be understood when filling out your retirement paperwork. Deciding whether or not to leave part of your annuity to a surviving spouse is a major decision that has immediate effects on the dollar amount of your annuity. Thankfully, March’s book of the month, Survivor Benefits: An Anchor for the Ones You Love, addresses many of the most important questions regarding leaving a survivor annuity. PURCHASE>
“How to Retire Happy Wild and Free
How to Retire Happy, Wild, and Free offers inspirational advice on how to enjoy life to its fullest. The key to achieving an active and satisfying retirement involves a great deal more than having adequate financial resources; it also encompasses all other aspects of life — interesting leisure activities, creative pursuits, physical well-being, mental well-being, and solid social support. PURCHASE>
Navigating the Federal Employee Retirement System
Navigating the Federal Employee Retirement System Explore the intricacies of the Federal Employees Retirement System (FERS). This book helps answer your service history questions, explains how your annuity is calculated, and introduces the Special Retirement Supplement (SRS). These topics and many others are considered as you begin to understand what the full retirement picture looks like under FERS. PURCHASE>
Money, Possessions, and Eternity
Money, Possessions, and Eternity It’s time to rethink our perspectives on money and possessions. In this thoroughly researched classic, Randy Alcorn shows us how to view these things accurately―as God’s provision for our good, the good of others, and his glory.
Alcorn presents a biblical and comprehensive view of money and possessions, including the following:
Why is money so important to God? Is prosperity theology right or wrong? How can we be liberated from materialism? What should we do about debt? How much does God want us to give? How can we best help the poor and reach the lost? What about gambling? Investing? Insurance? Saving? Retirement? Inheritance? How can we leave our children a true heritage? How can we use money in ways that God rewards?
Thrift Savings Plan Demystified
The Thrift Savings Plan Demystified This book examines the importance of the Thrift Savings Plan (TSP) for federal employees. Understand not only how to access your TSP while working, but also your options once you retire. Discover a few key pitfalls to avoid and how to minimize the tax burden on your TSP as well as compare the traditional and Roth options. PURCHASE>
Splitting Heirs: Giving Your Money and Things to Your Children Without Ruining Their Lives
Splitting Heirs: Giving Your Money and Things to Your Children Without Ruining Their Lives The financial wealth you leave behind could be the best thing that ever happened to your loved ones—or the worst.
By approaching these important topics with clarity, conviction, and a little bit of humor, financial advisor Ron Blue explains why it is important to make these decisions now, instead of forcing your heirs to do it later. Even if your nest egg is small, it can have a huge impact on the next generation. PURCHASE>
Retire Inspired
Retire Inspired: It’s Not an Age, It’s a Financial Number When you hear the word retirement, you probably don’t imagine yourself scrambling to pay your bills in your golden years. But for too many Americans, that’s the fate that awaits unless they take steps now to plan for the future. Whether you’re twenty five and starting your first job or fifty five and watching the career clock start to wind down, today is the day to get serious about your retirement. In Retire Inspired, Chris Hogan teaches that you don’t have to retire broke, stressed, and working long after you want to. You can retire inspired! PURCHASE>
Your Life Well Spent
Your Life…Well Spent: The Eternal Rewards of Investing Yourself and Your Money in Your Family Author Russ Crosson, CEO of Ronald Blue & Co. and a highly respected investment advisor — offers readers a look how to manage money with eternity in view. They’ll learn the difference between prosperity—the accumulation of goods on this earth, and posterity—the heritage left to the generations that follow. Readers will discover a new way of thinking about money, about their life’s work—and about how to get a higher return on life itself.
Included are: A new understanding of work. Adding posterity time to busy schedules. Four major financial decisions that affect eternity. And much more. PURCHASE>
The New Retirementality
The New Retirementality: Planning Your Life and Living Your Dreams at Any Age You Want Circumstances are redefining what it means to retire, and The New Retirementality, Fourth Edition is your roadmap. While most books focus on a “number,” this reliable resource shows you that attitude is also an essential part of the equation–if you want to succeed you need both means and meaning.
Includes new research and studies on the latest retirement realities and discusses what it means to retire on purpose.
Filled with engaging anecdotes and inspirational suggestions, this book will motivate you to rethink the meaning of retirement and put you in a better position to enjoy the new retirementality you deserve. PURCHASE>
The Retirement Boom
The Retirement Boom: An All Inclusive Guide to Money, Life, and Health in Your Next Chapter The Retirement Boom is a practical roadmap for making your “retirement years” a time of reinvention, excitement, and fulfillment.
The coauthors of this practical guide are four Boomer professionals who have walked the walk and transformed themselves from corporate executives, CEOs, consultants, and national security policy experts into a range of new careers that more closely hew to their passions. They interviewed more than 300 people and 30 organizations in the writing of this book. PURCHASE>
Half Time
Halftime: Changing Your Game Plan from Success to Significance – Bob Buford believes the second half of your life can be better than the first. Much better. But first, you need time to figure out what you want to do with the rest of your life. In Halftime, Buford focuses on this important time of transition–the time when, as he says, a person moves beyond the first half of the game of life. It’s halftime, a time of revitalization and for catching new vision for living the second, most rewarding half of life. PURCHASE>
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