Survivor Benefits In Retirement – FERS
All federal retirees are eligible for a survivor annuity option. This benefit option provides a portion of your annuity to the named survivor upon your death, typically your spouse. Unlike the survivor benefits while working, the survivor annuity is not automatic or required. You must make your survivor annuity election at the time you submit your retirement paperwork. To learn how this election can reduce your annuity, watch the video below.